At Morelli Law Firm, our Albany rideshare accident lawyer will help you recover from the financial aftermath of the accident. Our legal team has over four decades of collective legal experience fighting on behalf of injury victims. Call today for a free consultation!
Albany Uber Accident Attorneys Who Simplify the Claim Process
Navigating the complicated insurance claim process or filing a lawsuit after being involved in a motor vehicle accident can be overwhelming without professional legal support. If you decide to collaborate with us, you can rest at ease and focus on healing, knowing that your case is in the hands of experienced Albany personal injury lawyers.
Our attorneys can help you understand your legal rights and options. We simplify insurance policies and state laws by breaking down complex legal language into clear, understandable terms. We fully inform you about every aspect of your case, empowering you to make well-informed decisions.
Since founding our personal injury law firm in 1998, we have a history of successful case results. We know how to leverage available evidence to file a winning case. Our attorneys carefully listen to your story, using relevant details to strengthen your accident claim.
Have You Been Injured In An Accident? Contact Morelli Law
877-751-9800Discover How Uber’s Insurance Policy Covers Accidents
After a crash, our car accident lawyers in Albany will review Uber’s insurance coverage to determine where to turn for compensation. Our team reviews every possible source of compensation, whether it involves Uber’s liability coverage, the negligent driver’s personal insurance, or other relevant policies.
Uber provides a tiered insurance structure that activates based on the rideshare driver’s status at the time of an accident. This structure includes different levels of coverage depending on whether the driver is offline, waiting for a ride request, or actively transporting a passenger.
The App Is Turned Off
When the Uber app is turned off, the company’s insurance coverage does not apply, leaving the driver reliant on their personal auto insurance policy. In this scenario, any accidents that occur are covered solely by the driver’s personal insurance. Rideshare drivers must ensure their personal auto insurance policy provides adequate coverage for such situations.
The App Is On, and the Driver Is Waiting for a Request
When the driver is available or waiting for a ride request, Uber provides third-party liability insurance coverage, including:
- $50,000 per person for bodily injury
- $100,000 total injury per accident
- $25,000 for property damage.
Depending on the specific laws of each state, the rideshare company may also have additional coverage, including personal injury protection (PIP), coverage in case of a hit and run, and medical payments coverage. Our Uber accident attorneys in Albany can determine what type of coverage applies to your situation and how to proceed.
The Driver Accepted a Ride Request, or a Passenger Is on Board
Once a ride has been accepted or a passenger is on board, Uber’s insurance includes up to $1 million in third-party liability insurance, uninsured and underinsured motorist bodily injury coverage, and contingent comprehensive and collision coverage, provided the driver also has personal collision coverage.
We will explain coverage amounts and help you prove the driver’s on-app or off-app status by obtaining your car accident report and other beneficial evidence that proves your right to compensation.
Understanding New York’s No-Fault Auto Insurance System
Under this system, regardless of who is at fault in an accident, each driver’s own insurance policy covers their medical expenses, lost wages, and other accident-related costs up to the insurance coverage limit. This no-fault coverage, also known as PIP, aims to streamline the compensation process and reduce the need for litigation.
However, it covers specific losses like medical bills and lost wages only up to $50,000. Also, it does not cover property damage or pain and suffering, which can only be pursued if the car accident injury meets certain “serious injury” thresholds defined by New York law.
Meeting the Serious Injury Threshold
In the event of catastrophic injuries resulting from a collision, you may have the opportunity to step outside of the no-fault insurance system to seek full recovery of your losses. An experienced Albany Uber accident attorney can determine if this is a viable option for you by reviewing your medical records.
A serious injury is defined by the New York Civil Insurance Laws (ISC) §5102(d) as:
- A fatal injury
- Severe disfigurement
- Dismemberment
- Fracture
- Permanent consequential limitation of use of a body organ or member
- Permanently losing the use of a body organ, member, function, or system
- Losing a fetus
- Significant limitation of use of a body function or system
Get medical attention after any traffic accident, even if you believe your injuries are minor. Seeking prompt medical care ensures that any injuries are diagnosed early and that you get the right medical treatment. This also provides crucial documentation for insurance claims and legal proceedings.
Morelli Law Firm will construct a strong case on your behalf and hold the at-fault driver accountable. We collaborate with accident reconstruction teams, medical experts, and other professionals to establish the sequence of events, determine liability, and ascertain the value of our client’s case.
Contact our Albany Rideshare Accidents Lawyers today
877-751-9800Types of Financial Compensation Available for Uber Accident Victims
You do not have to resolve your case on your own. Our Albany Uber accident lawyer will manage every aspect of your claim.
When we represent you, we take care of the following case-related details for you:
- Compile and organize your evidence
- Create and submit your demand letter
- Assign a favorable value to your case
- Negotiate an appropriate financial settlement
Whenever possible, we strive to settle your case without the time and expense of a court case. We weigh every offer you receive and advise you on its feasibility, but the final decision is always yours to make. If we cannot reach an agreeable settlement, we will not hesitate to take the at-fault party to court.
Economic Damages
If you or a loved one were injured in an accident, your expenses will start adding up immediately. We can help you recover the fixed economic damages.
As an injured car accident victim, you could recover a wide range of economic damages, including:
- Past medical bills and future medical costs
- Past and future loss of wages
- Loss of future earning capacity
- Property damage or total loss
- In-home medical support
You do not have to evaluate your economic damages on your own. We will collect your medical records and bills, proof of income, property, and proof of your additional expenses to assign a value to your Uber claim. We also make sure your compensation request does not inadvertently omit any recoverable damages.
Non-Economic Damages
After an accident, you are also entitled to recover many types of different non-economic damages. On your own, these can be difficult to calculate because they are intangible losses and do not usually have accompanying bills and receipts.
Possible non-economic damages after a rideshare crash include:
- Physical disability
- Physical disfigurement
- Pain and suffering
- Mental anguish
- Emotional distress
- Loss of quality of life
- Loss of companionship
Non-economic damages do not typically contain any out-of-pocket cost but compensate you for the changes the accident causes in your life. Our rideshare accident attorneys will explain how we use the accident’s severity, its impact on your future and lifestyle, and your prognosis for the future to determine the value of your non-economic damages.
Our Albany Uber Accident Lawyers Will Negotiate With Insurance Companies
After any motor vehicle accident, approach insurance companies with caution and skepticism. Despite their promises of assistance and support, insurance companies are primarily focused on minimizing their financial liabilities. Insurance adjusters will offer lowball settlements or try to shift blame onto the victim, ultimately aiming to reduce the compensation they must pay out.
In cases involving rideshare accidents, the complexities of insurance coverage further complicate matters. Insurance companies exploit these complexities to delay or deny accident claims, leaving injury victims struggling to cover medical bills, lost wages, and other expenses.
Let us worry about insurance adjusters while you concentrate on what is most important, your well-being. Our Uber accident attorneys in Albany are experienced in negotiating with adjusters for the maximum settlement. If they refuse to be reasonable, we will explore other available options for your financial compensation, including going to court.
Determining the Liable Party in Uber Accidents Can Be Complex
Unlike traditional car crashes, where liability typically falls on the at-fault driver, rideshare accidents involve multiple parties, each with their own insurance coverage and responsibilities. The specific circumstances of the collision, such as whether the Uber driver was on duty, whether the app was active, and who was at fault, greatly influence liability.
In Uber accidents, potential liable parties may include:
- Uber driver
- Other drivers involved
- Uber itself
- Third parties, such as vehicle manufacturers or road maintenance authorities
Our team also includes Albany Lyft accident lawyers who can assist you if you were hurt while using a different rideshare app. We are familiar with the unique problems that arise in these types of cases and can safely guide you to financial compensation.
New York’s Statute of Limitations for Personal Injury Lawsuits
When our Albany Uber accident attorney handles your compensation request, we make sure your potential lawsuit is filed on time to safeguard your right to sue in court if we can’t reach a settlement agreement.
In New York, the personal injury statute of limitations is generally three years, according to CPLR § 214. Failure to meet the deadline will likely lead to losing the opportunity to recover fair compensation.
If the accident resulted in fatal injuries for someone you love, the wrongful death statute of limitations generally entitles you to two years to file a lawsuit, according to EPTL § 5-4.1
In addition to meeting the filing deadline after an accident with a rideshare vehicle, it can be difficult to know who to sue for compensation. Therefore, when we handle your compensation request, we review Uber’s insurance policy and the driver’s policy to identify the right party to pursue.
Our Law Firm Will Handle Every Phase of Your Uber Claim
Our Albany Uber accident attorneys help injured clients get the monetary compensation they are entitled to for the at-fault driver’s negligence.
We collect evidence to prove the Uber driver was at fault, prove their status at the time of the accident, and establish your right to monetary compensation. We will also negotiate with the at-fault party or their insurance provider for a financial settlement or take your Uber car accident case to court.
We handle every phase of your case, including:
- Consultation
- Investigation of the accident scene
- Accident assessment
- Negotiation for the maximum settlement
We never stop fighting for you or for the settlement or verdict that provides you with the best possible outcome of your case.
Our Entire Legal Team Fights for Your Compensation
Every client we represent gets the personal care and attention to detail they deserve. We understand that every case is unique, and we tailor our approach to meet the specific needs and circumstances of each client.
Clients our law firm helped in the past said:
- “Vicky Has been FANTASTIC!! She always responded in a timely fashion… They were helpful, patient, & kept me informed in all steps. I would hire them, again.” – Janice Miles
- “Michael Schlesinger was excellent in every way… empathic, smart, helpful, and a great communicator. Michael’s team was first-rate as well. I am so appreciative.” – J Moses
- “Morelli Law Firm represented me… they won the case in court… Attorney David Sirotkin was amazing… I would recommend Morelli Law Firm to anyone who needs a top-flight law firm.” – Dillon John
Read more from other clients on our client reviews page and see a sample of our settlements and verdicts. We take pride in the feedback and testimonials we receive from our clients, as they reflect our commitment to providing exceptional legal representation.
Call an Uber Accident Attorney in Albany for Help Today
If you or someone you love in Albany was injured in an accident with an Uber, we could help you fight for compensation. It can be difficult to navigate the insurance claim process without professional legal support. Also, we can identify other paths to pursue damages, including filing a personal injury lawsuit against the at-fault driver.
Contact Morelli Law Firm to find out how an Albany Uber accident lawyer can help you.
Call or text 877-751-9800 or complete a Free Case Evaluation form
