Bronx Uninsured Motorist Accident Lawyer

If you’ve been injured in an accident caused by an uninsured driver in the Bronx, you need an advocate on your side. You may be left with devastating medical bills without a way to pay them if the at-fault party lacks the coverage they must carry by law. However, a car accident lawyer in the Bronx can give you options for compensation even if this happens.

At Morelli Law Firm, our team of Bronx uninsured accident lawyers has decades of combined experience fighting for clients in your situation. We understand the stress and financial uncertainty you face. Our compassionate attorneys are ready to take the burden of your case and use our experience to aggressively pursue the maximum recovery you deserve. 

The Challenges of Getting Payment From an Uninsured Motorist

Being involved in an accident with an uninsured driver creates a challenging situation for victims seeking compensation. Victims may have to pursue payment directly from the uninsured motorist through a lawsuit.

Pursuing legal action against an uninsured motorist who caused you harm is an uphill battle best fought with experienced representation. Our personal injury lawyers in the Bronx will aggressively pursue all available compensation methods on your behalf.

Your Insurance May Cover Some Costs

Assuming you have New York insurance, part of your minimum coverage is uninsured motorist coverage. You can make a claim against your insurance to get compensation for the damages you’ve suffered if the at-fault driver lacks insurance.

First, before your uninsured motorist coverage kicks in, you have PIP coverage of $50,000 to cover medical expenses. If you reach the limits of that and the other driver is uninsured, you can get more money through your uninsured motorist coverage.

You may also have additional insurance you’ve purchased to cover the costs of an accident. However, this amount may not be enough. The insurance company will only cover you up to your policy limits. 

How Can I Get More Money if I Need More Than My Policy Limits?

This is where having an experienced Bronx uninsured accident lawyer can really help you. Without insurance, at-fault drivers are personally liable for your damages. We can pursue the other driver’s assets directly through legal means like garnishing wages or placing liens to cover what you’re owed.

Proper investigation is key to identifying all sources of recovery outside of traditional insurance-based settlements. Without insurance, we can assume that the other party will not wish to cooperate. They are already breaking the law, but we will work hard to hold them accountable.

Morelli Law will rigorously examine your matter and exhaust all legal recovery opportunities afforded under New York law. Don’t give up because the at-fault driver doesn’t have insurance. Speak to our attorneys first to learn your options.

Proving Liability Against an Uninsured Driver

Holding an uninsured motorist accountable for the injuries and damages they caused requires proving they were liable. The attorneys at Morelli Law Firm work diligently to secure all relevant evidence to prove liability, including: 

• Police reports
• Witness statements
• Photos and videos of the accident scene
• Medical records
• Expert analyses, if needed

By studying the evidence and piecing together the chain of events, we construct a comprehensive narrative establishing precisely how the other driver is liable and how much your compensation should be. 

With a fully documented liability claim in hand, we can enter negotiations or litigation from a position of strength, whether it’s with your own insurance company or against the at-fault driver directly.

What Damages Could I Be Eligible to Receive?

The damages our uninsured accident lawyers in the Bronx could help you get are the same as any other car accident. These include:

• Medical bills – This includes all costs associated with ongoing treatment for injuries, such as doctor visits, physical therapy, surgery, prescriptions, medical devices, etc.
• Lost wages – If the accident prevented the victim from working or led to missed time from work, you can get paid for that.
• Pain and suffering – Compensation is possible for physical and emotional pain, as well as loss of enjoyment of life and other non-economic damages.
• Property damage – Vehicles, personal items, and other property damaged in the crash can be claimed.
• Permanent injuries – Lifelong medical costs, limited mobility, disfigurement, or disability may allow you to claim more compensation.
• Wrongful death – In fatal accidents, survivors can claim compensation for financial support lost, funeral expenses, and other losses through a wrongful death claim.

Proving damages and their value falls to our experienced accident attorneys who will meticulously document all of your costs and intangible losses. The type and amount of damages recovered depends on each accident’s unique circumstances.

Let Our Bronx Attorneys Fight for the Settlement You Deserve

In summary, being involved in a collision with an uninsured driver introduces many challenges to achieving fair compensation. This is where hiring an advocate makes all the difference.

The experienced Bronx uninsured accident attorneys at Morelli Law Firm are ready to wage a vigorous fight on your behalf. We understand the difficulties of pursuing justice and relief against an uninsured driver. Whether through making a claim against your own insurance or through suing the at-fault driver, our attorneys are ready to help you get justice.

Contact us today for a free consultation. We will evaluate your situation with care and work tirelessly to ensure you achieve maximum compensation through litigation or settlement. Let us take the burden of the legal battle from here and deliver the resolution you deserve.