New York Workers’ Compensation Lawyer

Workers’ compensation serves as a form of insurance designed to help survivors like you overcome the losses that stem from a workplace accident. New York requires most of its business owners to invest in workers’ compensation coverage to the benefit of their employees.

Unfortunately, many business owners view workers’ compensation as an unnecessary expense. These parties may try to get out of paying you the compensation you deserve after a workplace accident. If you’re struggling to get the support you need to get back on your feet, let New York workers’ compensation lawyers with Morelli Law Firm know.

We can connect you with a personal injury lawyer in New York who can help you appeal a denied workers’ comp claim or take a negligent business owner to court.

What You Need to Know About New York Workers’ Compensation

New York State requires all of its for-profit businesses and most of its non-profit businesses to maintain worker’s compensation insurance for all employees. There is no residency requirement demanding that employees living in New York benefit from this coverage.

The workers’ compensation insurance that a business invests in may come from the New York State Insurance Fund or a private carrier. Businesses may also invest in self-insurance so long as they have proof of policy available at the time they secure their operational permits.

The workers’ compensation that parties like you benefit from operates as no-fault coverage. You can file for workers’ compensation if you:

• Suffer an injury during an accident in the workplace
• Find yourself dealing with exacerbated pre-existing conditions at work

If you receive workers’ comp from a claim, you cannot sue your employer for additional coverage. There are instances wherein you can take legal action against your employer or even a third party related to your accident. You can work with our New York workers’ compensation lawyers to identify these instances and act on them accordingly.

What Expenses Does New York Workers’ Compensation Cover?

Workers’ compensation in New York offers you comprehensive, but not complete, financial support following a workplace accident. You can expect your employer’s insurance to offer you coverage for your:

• Injury-related healthcare
• Travel expenses related to essential medical treatments
• Lost wages

Workers’ compensation specifically provides you with up to two-thirds of your weekly wages. However, those damages come with a cap, meaning your coverage may eventually fall off and expire.

No employer should charge you for the workers’ compensation you receive, nor should you have to take on the cost of copayments. If you’re struggling to get the financial support you deserve or suspect your employer may be acting in bad faith, let a workers’ compensation lawyer in New York know ASAP. We can step in and make sure you’re treated fairly.

How to React to a Workplace Injury

How can you take advantage of workers’ compensation after a workplace injury? First and foremost, get medical attention. It doesn’t matter if you think your injuries are minor. 

Workplace injuries can rapidly worsen, especially if you don’t receive the care you deserve. Medical professionals can also comment on the severity of your injuries more effectively if they can assess your health shortly after your accident.

Once you’re back on your feet, you can let your employer know that you’ve been injured and that you intend to file a workers’ compensation claim. After that, it’s on you to file a C-3 form with New York’s Workers’ Compensation Board before your right to file expires. Fortunately, you can file your claim online or alongside an attorney for maximum convenience.

How to File a Workers’ Compensation Claim

Filing a C-3 form requires you to go into detail about the nature of your accident and the injuries you sustained. The online form does not require you to include any additional documents alongside your claim. You can also file without creating an account through the Workers’ Compensation Board.

The information you need to move a workers’ comp claim forward can specifically include the following:

• Your contact information
• Employer information, including your job title and gross pay
• Information about your accident
• Information about your relationship to the accident
• Information about injuries sustained in the accident
• Information about essential treatments
• Details about time spent away from work
• Whether or not you reported the accident to your employer

If you have questions about the information you should include in a claim, consider scheduling a case evaluation with our workers’ compensation lawyers in New York. We can help you gather all of the data necessary to build a claim while staying on top of your filing deadlines. You have fourteen days to inform your employer of your accident, so work fast for the greatest benefits!

What to Do if Your Employer Denies Your Request for Support

Unfortunately, filing a workers’ comp claim doesn’t guarantee that you’ll receive the financial support you deserve. Some employers may act in bad faith and deny your claim or minimize your recovery.

If you receive any compensation from an employer after filing a workers’ compensation claim, you lose the right to sue them for support. If an employer denies your claim outright, though, you may have grounds to take legal action against them. You can additionally sue the party responsible for your accident and receive workers’ comp if you’re injured by a third party.

Taking civil action against the party responsible for your workplace accident requires you to file a complete personal injury claim within the three-year deadline set by New York Civil Practice Law & Rules section 214. You can work with our personal injury lawyers to gather the information needed to make your claim before time runs out.

Let Experienced Attorneys Stand Up for You

New York employers should not deny you the right to file for workers’ compensation after an on-site accident. If you’re struggling to move your claim forward or dealing with retaliatory behavior, let a New York workers’ compensation attorney know right away. Morelli Law Firm can step in and ensure that corporate overheads take your losses seriously.

We offer our services to employees in need throughout New York State. Whether you need help filing your initial workers’ compensation claim or taking an employer to court, our team stands with you. You can contact us today to book a FREE case assessment now.