What Happens If My Car Accident Claim is Denied?

An experienced New York car accident lawyer can help you figure out what happens if your car accident is denied. You’re not out of options. You can work with a representative to file an appeal with a relevant insurance provider, or you can take a renewed claim to civil court. If you go to court, you can demand compensation for your economic and non-economic losses.

We know that insurance claims adjusters will take extreme steps to minimize your right to recover or deny your claim outright. Fortunately, our team knows how to pinpoint instances of bad-faith conduct. We can bring that conduct to light as we fight for your right to support and make sure your voice is heard.

Insurance Claims Adjusters Rarely Have Your Best Interests at Heart

Unfortunately, insurance claims adjusters don’t want to pay out car accident claims. The adjusters who take your case will try to use underhanded tactics to make it harder for you to recover. Some of the most common traits insurance claims adjusters use to deny claims from clients include the following:

• Inappropriately requesting statements at the scene of your crash
• Taking written or recorded statements and using them against you
• Refusing to progress your claim
• Refusing to communicate with you after a collision
• Removing evidence from public access
• Destroying evidence relevant to your case

Some insurance claims adjusters will even use small processing errors to deny you the support you need to recover. Fortunately, you’re not resigned to a fight without support. Even if your car accident claim is denied, our New York personal injury lawyers can help you explore alternative routes through which you can secure compensation.

It’s Time to Contact a Car Accident Lawyer

When’s the best time to call a car accident lawyer after a car accident? We recommend getting in touch as soon as you can. Our attorneys can read through the claim you intend to submit and ensure there aren’t any loopholes an insurance company can use to avoid paying you the damages you deserve.

If you can’t contact an attorney before you file your claim, don’t panic. Our team can help you determine what to do if your car accident claim is denied after your initial filing. You can schedule a free case evaluation with our staff to discuss why an insurance claim denied your request for support and what the appeals process looks like.

At the same time, we can walk you through the process of filing a personal injury claim. Personal injury claims allow you to argue for damages in front of a judge and jury, although you retain the right to negotiate for support once an insurance company understands how serious you are about your recovery. You can count on our support no matter how you proceed.

Working Within Your State’s Statute of Limitations

Unfortunately, you’re up against an unforgiving timeline when it comes time to take a car accident claim to civil court. You must abide by your state’s statute of limitations. Most states will not allow you to pursue a civil claim if the statute of limitations relevant to your case expires.

You can work with our car accident lawyers to determine what statute of limitations applies to your case. We can also determine what exceptions, if any, you may qualify for if you miss your submission deadline.

Car Accident Lawyers Can Challenge Denied Claims

Most insurance companies make it possible for you to appeal a denied request for coverage. Insurers have a legal obligation to tell you why they denied your claim or refused to offer you the coverage you pay for. We can help you determine if the reasoning given to you merits an internal or external appeal.

It’s in your best interest to investigate the specific circumstances that led to your denial. Gather documents relevant to your accident and insurance policy to outline why you believe that you deserve to benefit from the coverage you pay for. Our lawyers can help you throughout this process so you can avoid making any minor mistakes.

Our involvement in your investigation can also give you the space you need to address any injuries or other concerns that arose after your car accident. We want you to have as much time as you need to treat serious injuries and get back to work. You can discuss our specific investigative process during your free case evaluation with our staff.

Car Accident Lawyers Can Take Your Fight for Accident Compensation to Civil Court

Filing a personal injury claim after a car accident doesn’t lock you into a civil trial. However, if an insurance company refuses to acknowledge the reality of your losses and your subsequent right to accident support, going before a judge can make it easier for you to get the settlement you deserve.

Our team can gather the information we need to prove that the parties involved in your accident:

• Owed you a duty of care
• Violated that duty through avoidable negligence
• Caused you significant economic losses as a result of that negligence

We can further elaborate on any bad faith tactics you can point out if your car accident claim is denied. An effective argument can outline your right to economic and non-economic damages based on your accident’s losses. In some cases, the threat of legal action may even prompt an insurance company to meet with you for settlement negotiations.

Don’t Let Insurance Claims Adjusters Ruin Your Financial Health

It’s hard to get an insurance company to acknowledge the severity of your losses after a car accident. Unfortunately, insurance claims adjusters can use a wide range of underhanded tactics to deny you the compensation you need to recover.

If you recently had a car accident claim denied, don’t panic. You still have options on the table. A car accident lawyer can represent you in appeals with an insurance company. We can also help you take your car accident claim to civil court, where you can fight for economic and non-economic damages.

We’ve helped hundreds of families figure out what happens if their car accident claim is denied. Our efforts have seen us secure over $1 billion for families in need. Let us help you today. You can book a free case consultation with our staff.